Meet Alabama Retail Comp
In 1984, the Alabama Retail Association established the Alabama Retail Association Workers’ Compensation Self-Insurance Fund, now known as Alabama Retail Comp. We provide cost-effective coverage, up-front discounts, interest-free contribution payment plans and expert claims-handling services.
Alabama Retail Association
Formed in 1943, the Alabama Retail Association promotes and protects the interests of retailers in Alabama. Today, the Association represents over 4,500 members ranging from large national chains to local, family-owned businesses. The Association noticed that many Alabama small business owners couldn’t get coverage. That’s when Alabama Retail Comp was started — by the members, for the members — as a way to pool resources.
Alabama Retail Comp was started – by the members, for the members – as a way to pool resources.
Meet Our Members
From local family-owned shops to large national chains, we’re here to provide tailored workers’ compensation solutions that meet your unique needs. We proudly serve a diverse community of businesses spanning various industries across Alabama. If you’re interested in partnering with us, we’re always willing to look into your business.
Our current members span retail, hospitality, healthcare, light manufacturing and other industries you may not expect.
Why Choose ARC
At Alabama Retail Comp, we provide workers’ compensation insurance with a focus on building long-term relationships based on trust and reliability. We handle everything in-house to maintain high-quality standards and provide excellent service. Our personalized approach ensures flexibility and support for our clients. We are dedicated to your success and committed to providing exceptional service every step of the way.
Understanding GSIF
Group Self Insurance Fund (GSIF) is a collective insurance approach that allows businesses to pool their resources to obtain workers’ compensation coverage. Alabama legally requires businesses with five or more employees to have workers’ compensation insurance. Alabama Retail Comp is a single self-insured entity within the GSIF framework, bringing together small employers to provide stable, low-cost coverage.
Retro Return Program
Our retrospective return program is just one example of how we prioritize our members’ success. Since 1984, we’ve returned over $133 million to our participants, ensuring they benefit from our collective achievements. Learn more about our retro return program and how it can boost your bottom line.
Meet the Team
Behind Alabama Retail Comp is a team of dedicated professionals committed to serving our members with passion and expertise. Get to know the people that make our work possible and discover how they can support your business.
